Consistently above the national birth rate average in all measured categories*

Cost of IVF? $8800 + Medications. How Do We Do It?

Cost of IVF

IVF FOR $8800 + Medications, It Makes No Sense to Pay More

This includes all exams, ultrasounds, egg retrieval, sperm injection, the culture of embryos, and embryo transfer. It does not include medications and lab tests. If you have Extra embryos they can be frozen for $600 (includes 1-year storage). There is no reason you should be spending twenty thousand dollars or more for IVF!!

Fertility Partnership has been ranked a #1 Program and fertility center for live birth rates according to the CDC Data in the prior year’s report. We are not always number one but we always have excellent success rates that are above national averages despite being less than half the cost of most programs.

Why are we so successful and how do we do it consistently year after year at less than half the cost?

First, you should know that this is a battle I have been fighting for years; to bring down the costs of IVF. I invite you to read an article about my efforts in Newsweek, 2010. The difficulty was finding the correct price point for our services without affecting the quality and our success rates. I knew if we lowered cost we would need to increase the volume of patients and I did not want it to affect the quality or the culture of our office which is very warm and caring. I believe that we have that price point. We have more than doubled our patients and have seen the success rates not change.

Many people simply can not afford the IVF cost and fall prey to gimmicks that supposedly offer a better value. Some clinics offer “shared risk programs”. That is where you pay for more than a round of IVF treatment cost upfront and are given certain assurances that you will have a successful outcome. There are even promises or guarantees to return money if all attempts failed. We decided against this practice because it felt gimmicky and ultimately just increases the “profit” made by clinics. The casino feel was a turn-off to us. We will just do our best at the lowest cost to patients.

So what about “Mini/Micro IVF”? We followed the reported data on low dose protocols and the consensus is that they do not offer much or any advantage. The published success rates show that “Mini/Micro IVF” is much less successful than traditional IVF. Although may have a place for women with very low egg reserve it has not been shown to be advantageous. Look at it this way, any doctor can use “Mini/Micro IVF” but so few offer it. Yet, some doctors (although very few) offer this, luring people into believing they are getting a good deal.

So what’s the answer? How do you lower the cost of in vitro fertilization?

The answer is by doing just that, lowering the cost of in vitro fertilization. I believe that physicians need to lower their expectations of what they will “earn” from each cycle and be prepared to provide treatment to the increased number of couples who will seek care as it becomes more affordable. We are only taking care of a fourth of the patients in the USA who require in vitro fertilization and all that goes with it. Clinics need to just lower their prices and roll up their sleeves to work harder and provide good care for more people.

Many couples who struggle with infertility are concerned about the cost of fertility treatments and fertility medications. It is rare for IVF insurance to cover infertility. There are many variations in the coverage and costs that patients will have to pay. In vitro fertilization costs in the United States range from $11,000 to $12,000.

A “fresh” IVF cycle will cost $12,000 on average in the United States. This does not include medications that can run anywhere from $3,000 to $5,000. After a carefully monitored period of ovulation-inducing medication, eggs are transvaginally harvested and “mixed with” fresh sperm. A thin catheter is used to transfer one or two of the most beautiful embryos to the uterus.

IUI is significantly more affordable than in vitro fertilization for general infertility treatments like ovarian stimulation and intrauterine injections. They are however significantly less effective.

Prices for fertility treatment and testing can vary greatly between clinics. The level of competition among fertility clinics in a particular area will affect this. Infertility treatment mandates in certain states can also impact the cost of health insurance plans.

  • Before visiting fertility clinics, call your insurance company.
  • Before visiting a fertility clinic, it is important to determine if you have fertility coverage.

Barbara Collura, a fertility expert, said, “If you have any health insurance through your employer or your partner’s company, speak to the benefits representative and find out what your coverage is.” The National Infertility Association. Collura pointed out that most exclusions in full-health benefits plan documents are “typically more than 100 pages in tiny font.”

You might be eligible for coverage if you have an insurance policy through your state’s exchange. The National Conference of State Legislatures states that only 14 states require infertility insurance coverage. California and Texas are the only two that require this coverage. Although coverage is usually limited to a fraction of the cost (e.g. for medications), it can be very costly.

Ask your insurance agent these questions if you have fertility coverage.

What are the costs of initial consultations? 

This will help you decide if you are able to visit multiple clinics before you choose one.

Is diagnostic testing covered by insurance?

Although these procedures may not be covered by insurance, blood work and ultrasound monitoring may be.

What medications are covered and what do you need to get them from a specialty pharmacy?

What treatments are covered?

Both intrauterine insemination as well as I.V.F. covered? Are both intrauterine insemination and I.V.F. covered?

Is there a waiting time before you can qualify for I.V.F.?

Are you required to first try certain treatments like I.U.I.?

Some insurance companies require that you try to conceive for a few months or go through a series of I.U.I.s before you can start I.V.F.

Are there any restrictions on the coverage you can get?

Are there dollar limits, lifetime caps or cycle limits?

You may not get the answers you need from your insurer. Take down the names and addresses of all people you talk to so that you have a paper trail. The billing coordinator at the clinic may also be an excellent resource.

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